With the increase of online payday lenders, paying attention to the lenders you need is essential. And that’s why I always recommend VivaPayday loans as the best online lender.
In most times, many people will not manage to handle an emergency of around $500, especially during the pandemic. In addition, no one is special such that they cannot experience hard times with emergency needs.
However, those who learned about saving money can be exceptional, but it’s only a tiny percentage. So, what will the other portion do in cases of emergency?
Well, many will go to online lenders looking for an emergency loan as fast as possible. But, before you get lost, I will show you why Viva payday loan lenders are the best online lender.
What are Vivapayday loans?
Vivapayday is an online platform that links borrowers with lenders within a few minutes. It’s not a direct lender, but the lender’s terms and conditions are clear.
To qualify for a Vivapayday loan, you have to meet the following criteria:
- You must be earning at least $1000
- Be 18 years and above
- Be in a state where they accept the platform
- You should also have an active checking account
Why do I recommend Viva Payday loans?
1. The application is entirely online
To access Viva payday loans, you only need to buy data bundles and create an account if you are new. In addition, you don’t have to walk from one bank to the other looking for favorable terms that are fit for you.
2. They give you a decision within 2 minutes
Yes! It’s that fast. You will not wait for what seems like a decade to know what the lenders have decided. And this strategy makes Vivapayday loans stand out as the best among its competitors.
So, if you have an emergency need, then Vivapaydays is the place to be. In addition, it won’t take long before the money hits your account.
3. Get a loan of up to $5000
Most payday loan lenders will not give you more than a $2500 loan. However, you can get up to $5000 payday loan online at Viva Payday Loans.
4. Flexible loans
The lenders in the Vivapayday platform do not stall to know how you spend the loan. Therefore, you can do anything you need with the loan. Some other lenders will give you particular loans for specific uses, such as buying a car or a house.
So, if you want to pay bills, consolidate debt, or even buy a piece of land, you are welcome to try Viva payday loans.
5. There are bad credit loans
Here we are—for the biggest crowd of lousy credit. But, don’t worry because Vivapayday has got your back. You will still get a loan regardless of your credit score. You only need to prove that you can afford to repay the loan, and they will approve it.
Some online lenders do not accept bad credit in their lending. In contrast, Vivapayday loans do not judge you by your past.
6. The platform has multiple lenders
In Vivapayday loans, multiple lenders are willing to give you a loan. In addition, you don’t have to send an application to each lender. Instead, you need to fill out a form on the platform, and they’ll match you with the potential lender within 2 minutes.
7. Better interest rates
Vivapayday loan lenders offer interest rates ranging from APR of 5.99% to 35.99%. These are better rates compared to most payday loan lenders, whose APRs start from 390%.
Therefore, you are entitled to get better deals when you go to this platform.
You now have seven great reasons to choose Vivapaydays over the other payday loan lenders. However, you should always borrow as much as you can comfortably handle.
In addition, ensure that you repay loans on this platform on the agreed time, and you will be sure of credit score growth.
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