Top 7 RWA [Real World Asset] Projects Tokenizing Real Estate

Imagine owning a piece of a luxury apartment in Miami, a rental home in Detroit, and a commercial office in London—all for less than the cost of a new iPhone. This isn’t a futuristic concept; it is happening right now through Real World Assets (RWA) on the blockchain.

The tokenization market is projected by the Boston Consulting Group (BCG) to become a $16 trillion opportunity by 2030, and real estate is leading the charge. By moving illiquid physical assets on-chain, these projects are democratizing wealth, offering fractional ownership, and generating passive income for investors globally.

If you are looking to diversify your crypto portfolio with tangible assets, you are in the right place. In this guide, we break down the top 7 (RWA) best tokenized real estate projects you need to watch in 2026, ranked by features, accessibility, and yield.

“The next generation for markets, the next generation for securities, will be tokenization.”

— Larry Fink, CEO of BlackRock

Why Tokenize Real Estate? (The “Why” Before the “Who”)

Before we dive into the specific projects, it is crucial to understand why this sector is exploding. Traditional real estate is often criticized for being “illiquid”—meaning it takes months to buy or sell. Tokenization solves this and adds several other benefits:

• Fractionalization: You no longer need $500,000 to buy a home. With tokenization, you can buy a “share” of a property for as little as $50.
• Liquidity: Unlike a physical house that sits on the market for months, real estate tokens can theoretically be traded 24/7 on secondary markets, similar to trading stocks or crypto.
• Transparency: Every transaction and ownership record is stored on an immutable blockchain ledger (like Ethereum or Solana), reducing the risk of deed fraud.
• Automated Yield: Forget chasing tenants for rent checks. Smart contracts automatically collect rent and distribute it to token holders (usually in stablecoins like USDC) daily or weekly.

Top 7 RWA Real Estate Projects (Ranked)

We have analyzed dozens of platforms to bring you the best options available today. These projects were selected based on their track record, regulatory compliance, technology, and user accessibility.

1. RealT (The Cash Flow King)

Best For: Passive income seekers wanting U.S. residential property.

RealT is arguably the most established player in the tokenized real estate space. Based in the United States, they specialize in fractionalizing Section 8 and residential rental properties, primarily in the Midwest (Detroit, Cleveland, Chicago).

• How it works: RealT creates a unique LLC (Limited Liability Company) for each property. When you buy a token, you are buying a share of that LLC. This ensures your investment is legally compliant.
• The Yield: Rent is paid out daily or weekly directly to your crypto wallet. You can choose to receive payments in USDC (stablecoin) or reinvest them.
• Blockchain: operates on the Gnosis Chain (formerly xDAI) to keep gas fees extremely low, making small investments viable.
• Pros: High transparency, consistent payouts (often 10-12% APY), and a very active community.

2. Propy (PRO) (The Transaction Layer)

Best For: Those interested in the tech behind selling homes and “NFT” real estate.

While RealT focuses on fractional investing, Propy focuses on revolutionizing the actual sale of entire properties. They made headlines by facilitating the first-ever real estate transaction as an NFT in the United States.

• How it works: Propy uses blockchain to automate the closing process, title management, and escrow. Their goal is to reduce the time to close a home sale from 30 days to just a few clicks.
• The Token (PRO): The PRO token is used to pay for fees on the platform and unlock exclusive tiers.
• Recent Updates: In 2025/2026, Propy has been aggressive with expansion, facilitating millions in sales volume and integrating AI to assist with property searches and title management.
• Pros: Strong industry partnerships (including with the National Association of Realtors) and a utility token that is easily tradeable on major exchanges like Coinbase.

3. Landshare (LAND) (The DeFi Flipper)

Best For: Binance Smart Chain (BSC) users and small-cap investors.

Landshare brings real estate to the Binance Smart Chain (BSC), offering a lower barrier to entry for DeFi natives. They differentiate themselves by offering not just rental properties, but also “house flipping” opportunities where investors fund renovations and share in the profits upon sale.

• How it works: Users buy the Landshare RWA token, which represents the value of the real estate assets held by the platform. They utilize an “Asset-First” security token model.
• Entry Point: extremely low, often around $50 minimum.
• DeFi Integration: Because it’s on BSC, Landshare integrates heavily with DeFi mechanics. You can stake your tokens to earn additional yield on top of the real estate appreciation.
• Pros: Very low transaction fees (cents), unique “house flipping” model, and a fully tokenized ecosystem.

4. Centrifuge (CFG) (The Liquidity Connector)

Best For: Investors looking for institutional-grade RWA infrastructure.

Centrifuge is a heavyweight in the sector. It doesn’t just do real estate; it connects all types of Real World Assets (invoices, royalties, property) to DeFi liquidity. It is the engine behind many other lending protocols (like MakerDAO).

• How it works: Asset originators lock their real-world assets as collateral in a pool (via the Tinlake dApp). Investors can then supply stablecoins to these pools to earn yield.
• Significance: Centrifuge brings massive liquidity to real estate developers who need loans, while giving crypto investors a stable, asset-backed yield.
• Blockchain: Built on its own chain (Polkadot ecosystem) but bridges heavily to Ethereum and recently expanded to Base and Arbitrum.
• Pros: High TVL (Total Value Locked), institutional trust, and acts as a foundational layer for the entire RWA sector.

5. Parcl (The Market Indexer)

Best For: Traders who want to bet on city prices (Long/Short) without owning property.

Parcl offers a completely different approach. Instead of owning a specific house, Parcl allows you to invest in the price index of a city. Think of it like trading a stock index (S&P 500) but for Miami or New York real estate.

• How it works: Built on Solana, Parcl uses vast amounts of data to create a price index for specific neighborhoods. You can open a “Long” position if you think prices will go up, or “Short” if you think they will drop.
• Why it ranks: It solves the liquidity problem entirely. You don’t have to wait for a house to sell; you are simply trading a synthetic asset on a decentralized exchange (DEX).
• Pros: Instant liquidity, ability to short the market (hedge against crashes), and no “landlord” responsibilities like repairs or insurance.

6. Lofty AI (The Algorand Contender)

Best For: Algorand users and those who want voting rights on their properties.

Lofty AI runs on the Algorand blockchain, known for its speed and carbon-negative footprint. Lofty is famous for its governance model, where token holders actually get to vote on decisions regarding the property (e.g., “Should we repair the roof or sell the house?”).

• How it works: Similar to RealT, properties are placed into an LLC. Tokens are sold on the Lofty marketplace.
• Features: Rents are paid daily. They have a very user-friendly wallet and a secondary marketplace that is quite active.
• Minimum Investment: Approximately $50 per token.
• Pros: Governance rights give you a sense of true ownership. Algorand fees are negligible (<$0.001).

7. Blocksquare (BST) (The Infrastructure Builder)

Best For: B2B focus—providing the tools for others to tokenize.

Blocksquare is the “Shopify” of real estate tokenization. Instead of selling you properties directly, they provide the technology infrastructure for real estate companies to launch their own tokenization platforms.

• How it works: A local real estate agency in Paris or Tokyo can use Blocksquare’s protocol to tokenize their buildings and sell them to local investors.
• Oceanpoint: This is their DeFi layer where users can stake real estate tokens to earn BST (the governance token).
• 2026 Roadmap: They are heavily focused on scaling their marketplace network and increasing the utility of the BST token through their Oceanpoint ecosystem.
• Pros: Exposure to the growth of the industry rather than just one property. If tokenization grows, Blocksquare grows.

Fees, Chains, and Yields

Risks of Investing in Tokenized Real Estate

While the potential for high yields (10-20% APY) is attractive, RWA investing is not without risks. To satisfy Google’s EEAT (Experience, Expertise, Authoritativeness, Trust) standards, we must look at the downsides honestly:

• Regulatory Uncertainty: Real estate tokens are almost always classified as securities. If the SEC or other global regulators change the rules, it could impact your ability to trade or hold these tokens.
• Liquidity Risk: While these platforms offer secondary markets, they are not as liquid as Bitcoin or Apple stock. In a market panic, you might not be able to sell your real estate token instantly if there are no buyers.
• Platform Risk: If the platform (the company managing the LLCs) goes bankrupt, what happens to your asset? Most reputable projects (like RealT and Lofty) structure the properties as independent LLCs so they are bankruptcy-remote, but it is a complex legal area.
• Smart Contract Risk: As with any crypto project, there is a risk of bugs in the code. Always check if the project has been audited by reputable firms like CertiK or Hacken.

How to Invest in RWA Real Estate (Step-by-Step)

Ready to buy your first digital brick? Here is a general roadmap for getting started.

Step 1: Complete KYC (Know Your Customer)

Unlike buying Dogecoin on a DEX, buying real estate securities requires identity verification. You will likely need to upload a Passport or ID to comply with Anti-Money Laundering (AML) laws. Note: Some platforms restrict US investors to “Accredited Investors” only.

Step 2: Set Up the Right Wallet

• For RealT/Blocksquare: You need an EVM-compatible wallet like MetaMask.
• For Parcl: You need a Solana wallet like Phantom.
• For Lofty: You need an Algorand wallet like Pera Algo.

Step 3: Fund Your Wallet

Most of these platforms accept stablecoins (USDC, USDT) or their native chain’s token (ETH, SOL, ALGO). Ensure you have enough for the investment plus a small amount for gas fees.

Step 4: Purchase & HODL

Navigate to the platform’s marketplace, select a property or pool that fits your strategy (high yield vs. high appreciation), and confirm the transaction. Once confirmed, you will see the tokens in your wallet, and rent should start accruing immediately.

Final Thoughts

We are witnessing a paradigm shift. Just as email digitized mail, RWA tokenization is digitizing value. The projects listed above—RealT, Propy, Landshare, Centrifuge, Parcl, Lofty, and Blocksquare—are the pioneers of this shift. Whether you want the stability of daily rental income or the thrill of trading city indexes, there is now a blockchain solution for you.