Involved in a Car Accident: Get Ready to Answer These Questions
You might feel a little traumatized if you’ve been involved in a car accident. There are many things to do and people to speak with following an accident, and it can be tough to keep up. However, you must gather your thoughts quickly and ensure you get the right information so your insurance company can pay for any damages or injuries sustained in the crash.
Remember, providing the wrong information about the car accident may affect your chances of getting the right amount of compensation. Also, a careless statement can be construed by the insurance company as an admission of fault in a car collision. Insurers are quick to pick up on details like this, and they may deny your claim.
Thus, you should be prepared for whatever questions the police, the insurer, and other authorized persons will ask you after the car accident.
Here are some questions to answer if you are involved in an accident.
How Did the Accident Happen?
While it’s natural to want to vent or get angry after an accident, try to avoid getting into a situation where you start blaming the other driver. If the accident were their fault, there would be plenty of time for this later, but for now, you want to make sure that you’re clear on what caused the accident in the first place so that you can give a good explanation.
Try to remember everything that happened before and during the collision without putting the blame on someone else. Calmly answer the questions asked of you to avoid any suspicion that you might be at fault for what happened.
Did You Call the Police?
If there were any witnesses or you think the other driver was at fault, you should inform the police of this. However, if they are not at fault, they may appreciate honesty on this front and won’t want to be called in unnecessarily.
What Type of Insurance Cover Do You have?
If you’ve been driving with valid insurance and have a collision, your insurance should cover repair costs and any medical expenses needed by you or others involved in the accident. However, if your cover is slightly invalid—for example, if you’ve failed to renew it—you may be liable for some of the costs yourself. Before accepting liability for any accident that wasn’t entirely their fault, make sure you are adequately insured to cover the costs.
Do You have a Car Accident Lawyer Whom You Can Contact?
If your car insurance is valid and you feel they are likely to deny you any claims, you should contact a lawyer. A lawyer can provide a detailed analysis of who was at fault and do their best to help you get the maximum possible compensation for your injury. They will handle your car accident case on your behalf and represent you in any negotiations with the other driver’s insurance. They will also advise you not to answer incriminating questions to protect your rights and interests.
That said, having a lawyer is indeed essential to the success of your car accident claim. If you haven’t found one, look for an experienced legal professional familiar with the personal injury laws applicable to your state. For example, if you’re from Atlanta, hiring a dedicated Atlanta car accident lawyer would make great sense. They know the intricacies of your local and state laws, and they can properly advise you on what to do.
How Did You Get Injured?
Injuries sustained in an accident can mean a lot of things, and you want to ensure that you mention all of the relevant details to your insurance company. If you were hurt in any way, then getting your injuries assessed by a doctor will help them gauge the value of your claim.
When Did the Accident Occur?
As insurance companies like to check your story’s credibility, you must provide them with as many details as possible. For example, if you’re claiming injuries from a previous car accident and are trying to claim on your insurance, they will want to know whether this happened two years ago or two weeks ago. The more accurate information you can provide, the easier it will be for them to decide how much money you should get.
The Best Legal Advice
While it’s natural to want to assume that you can get your claims squared away by simply finding a lawyer, this is often not the case. It might be more reasonable to research the process yourself and ensure you’re ready for what comes next. After all, sometimes things don’t go according to plan, and a specialist could prove vital in determining how much compensation you receive for your injuries. Contact a personal injury law firm for information about how to make the most of your accident insurance claim.