Romanians want to trade crypto, yet they worry about trading fees, weak security, and tricky payment methods. The National Office for Prevention and Control of Money Laundering (ONPCSB) checks exchange compliance, and ANAF gives a tax break on crypto gains until July 31, 2025.
This guide picks seven top crypto exchanges that let you deposit RON, handle other fiat currencies, and use wire transfers or credit cards. Each also offers two-factor authentication.
We rate each on spot trading, mobile apps, crypto wallet access, and demo account availability. Keep reading.
Key Takeaways
- ANAF grants a tax break on crypto gains until July 31, 2025. ONPCSB runs KYC and AML checks on all seven platforms.
- Seven platforms list tokens: Bitpanda 500+; Uphold 300; eToro 50; Plus500/Skilling/AvaTrade 45; Eightcap 240+. Fees run 0.1%–2.95%.
- All accept RON with SEPA, IBAN, wire, card, Apple or Google Pay. They use 2FA and cold storage to guard assets.
- Five platforms—eToro, Plus500, Skilling, Eightcap, AvaTrade—offer demo accounts for paper and copy trading. They also support trading bots.
- Bitpanda has zero deposit and withdrawal fees and lets you buy crypto from €1. Uphold offers up to 28% APY on staking. Eightcap, AvaTrade, and Skilling support MT4/5 or cTrader and use DDoS protection.
Key Factors to Consider When Choosing a Crypto Exchange
Look at trading fees and spot trading volume on the blockchain ledger side. Make sure the site runs client ID checks, uses dual-step login, and lets you make wire payments on a secure mobile device.
Trading fees
A cryptocurrency exchange charges fees on spot trading and futures trading. Major crypto trading platforms like Binance, Gate.io, and Bybit set maker and taker fees at 0.1 percent.
Kraken maker fees start at 0.16 percent, taker at 0.26 percent.
Coinbase splits fees by account type. Standard trades run above 1 percent, while advanced orders drop to 0.2 percent taker, 0.1 percent maker. Uphold charges range from 0.25 to 2.95 percent, depending on tokens.
Supported cryptocurrencies
Binance lists over 600 tokens and supports spot trading for bitcoin (btc) and ethereum (eth). Gate.io ramps up options with more than 3,500 coins on bnb chain. Bitpanda adds 500 tradable assets for small investors.
Kraken handles 320 crypto assets in both spot and derivatives trading. Coinbase piles on 240 digital currencies. Uphold covers 300 tokens, including many stablecoins.
Exchanges with big rosters serve tax-savvy traders who need many altcoins. Small lists suit users who want simplicity and lower withdrawal fees. Wide choice also meets varied local payment methods, like bank transfers or debit cards.
A hardware wallet adds an extra layer of security for new investors. Some platforms use cold storage and two-factor authentication (2fa) to guard crypto assets.
Security measures
Exchanges lock crypto in cold storage vaults and ask for two-factor authentication at login. Coinbase secures 98% of digital currency offline. Proof of reserves audits run on Bybit to match customer wallet balances.
Kraken holds a VASP license across Europe and runs anti-money laundering checks under ANAF rules. Bitpanda meets EU regulations and adds KYC steps at signup. OKX meets global standards and uses DDoS protection to guard its network.
Ease of use and mobile app availability
Skilling offers a user-friendly trading app for smartphone platforms. It shows open orders clearly and lets you switch between chart tools with a tap. One tap logs you in and you start spot trading in seconds.
Mobile apps link to a digital wallet and let you track your cryptocurrency portfolio on the go. You can fund accounts with Apple Pay or Google Pay and place orders from your phone.
This design cuts confusion and makes trading feel simple.
Local payment methods
Most exchanges let you fund accounts with bank transfer, IBAN, or SEPA. Kraken also accepts PayPal, Apple Pay, and Google Pay. Binance pairs SEPA moves with credit card networks. Uphold holds SEPA and ATM card payments.
Coinbase permits direct bank payments. Gate.io takes only debit and credit cards. Bitpanda charges zero deposit or withdrawal fees. These payment methods cover major fiat currencies in Romania.
Local payment options speed trades and cut costs. You can buy bitcoin in Romania with a SEPA deposit on Uphold or Binance. Wallet apps link to Apple Pay or Google Pay, so you swap euros instantly.
You meet AML rules with KYC checks. Trading bots use these channels to handle orders fast. That mix of payment options keeps your funds ready for market moves.
eToro: Best for Beginners and Copy Trading
eToro greets new traders with a demo account and social copy features that mirror BTC and ETH moves. Its iPhone app locks in funds with two-step verification, and euro deposits clear in minutes.
Features & Description (eToro)
Beginners find a clear layout, big icons, and simple menus. They can fund accounts with euros, US dollars, or lei via bank, card, or local cash. The platform lists over fifty coins, from bitcoin to ethereum, for spot trading.
It ranks among top cryptocurrency exchanges by trading volume. The copy trading tool lets them mirror top users in real time.
Strong security measures guard user assets. The site runs KYC checks, follows anti-money laundering rules, and uses two-factor authentication. Most funds stay in cold storage, backed by proof of reserves.
Each trade runs on the blockchain for clear records. It adds bite-size webinars and video clips for crypto basics and offers a mobile app on Android and iOS.
Pros & Cons (eToro)
eToro hosts a clean layout and solid security. It blends social trading, learning content, and a risk-free demo.
- The interface works well for new and veteran traders and cuts confusion.
- Social trading and copy trading let users mirror top investor moves.
- Demo accounts give a virtual balance for testing strategies without real stakes.
- Educational hub delivers articles, videos, and webinars on cryptocurrency trading.
- Platform secures accounts with two-factor authentication and data encryption.
- Discussion forums foster community tips, market insights, and peer feedback.
- Trading fees vary by asset, making costs higher for some altcoins and spot trading pairs.
- Some seasoned traders miss advanced order types and trading bots.
Plus500: Best for International Trading
Plus500 offers a free demo account for spot trades and forward deals across dozens of fiat lanes. See how this global CFD broker locks down your assets with dual-step login and low take rates.
Features & Description (Plus500)
Traders in Romania pay fees in RON or other fiat currencies. They can trade bitcoin (BTC), ethereum (ETH), and over 45 coins. The platform offers spot trading, futures contracts, and margin trading via CFD broker features.
It shows proof of reserves, high trading volume, and clear trading fees. Cold storage and two-factor authentication (2fa) guard user funds.
Operations span ten countries, from Europe to the Middle East. Teams joined Bahrain’s central bank sandbox. They won the first crypto license in the Middle East in 2019. Services moved into the UAE in 2023.
EU and AML rules guide every trade. Skilled traders deploy over 300 trading pairs through web and mobile tools. Traders lean on trading bots or 24/7 multilingual customer support when they need help.
Pros & Cons (Plus500)
Plus500 offers wide access to crypto markets.
It suits Romanian retail investors.
- Offers access to over 240 cryptocurrencies for spot trading and leverage trading.
- Sees steady trading volume since its launch in 2012, which builds trust.
- Grants crypto bonuses to new users, a useful discount for small deposits.
- Lacks futures trading options, so users miss some complex tools.
- Implements two-factor authentication and AML checks, boosting security.
- Limits fiat support beyond RON and major currencies, hindering some transfers.
- Stores most funds offline in cold storage, reducing hack risks.
- Charges high withdrawal fees for some crypto, which cuts profit.
- Lets you trade in local RON, easing payments for bitcoin Romania traders.
- Fails to publish proof of reserves, so some worry about funds.
- Provides educational resources and a demo account, helping starters learn fast.
- Does not support initial coin offerings, a missing feature for some investors.
- Designs a user-friendly interface for all experience levels, so beginners feel at home.
Skilling: Best for Mobile Trading
Skilling feels like a mini desk in your pocket, with live charts, 2FA, and fiat rails. You can paper-trade in demo mode, move your BTC or ETH stash, or link a hardware wallet in a snap.
Features & Description (Skilling)
Picture a pocket broker in your hand, with a slick mobile app that traders love. The platform spans 10 nations, and it trades over 45 cryptocurrencies. It serves more than 300 trading pairs, from bitcoin (btc) to ethereum (eth).
It links directly with local banks for fast fiat currency deposits and withdrawals. It keeps coins safe in offline cold storage and flags accounts with two-factor authentication (2fa).
A friendly interface meets advanced charting tools. It offers low trading fees for spot trading and margin trades. A live chat runs around the clock in several languages. A team builds a fully regulated crypto asset platform in the Middle East via the Central Bank of Bahrain sandbox.
Traders enjoy anti-money laundering measures, KYC checks, and proof of reserves on display.
Pros & Cons (Skilling)
Skilling has a slick mobile app. It feels like a handheld broker.
- Low trading fees cut costs on spot trading and fiat currencies.
- Limited fiat currency support can slow some deposits.
- Clean user interface and a demo account help new traders learn fast.
- Confusing trading bots feature may overwhelm retail investors.
- Strong security measures include two-factor authentication and KYC checks.
- No proof of reserves or hardware wallet support leaves cold storage gaps.
- Solid regulatory compliance meets anti-money laundering rules by ONPCSB.
- Higher withdrawal fees hurt big trade plans.
- Fast customer support handles ANAF queries on income tax and discounts.
- Restricted leverage trading means no futures or advanced margin deals.
Bitpanda: Best for Fractional Investing
Bitpanda splits digital currencies like a pizza, so you can nibble a slice for just a few euros. It locks keys in cold vaults and uses two-step verification on its wallet mobile app, to lock out hackers.
Features & Description (Bitpanda)
The platform launched in 2014 and now supports more than 500 digital coins. It lets retail investors buy fractions of bitcoin, ethereum and other tokens with just 1 EUR. Users access spot trading and portfolio management tools on a single multi-asset interface.
This market covers cryptos, stocks, ETFs and metals, all in one account.
Funds stay in cold storage. Proof of reserves covers all balances. The platform enforces two-factor authentication and anti-money laundering checks under ONPCSB rules. Staff vet accounts through KYC with the national agency ANAF.
A built-in wallet stores tokens offline, boosting protection with secure hardware wallet options. It accepts EUR and RON via SEPA, card or local transfer. A mobile app offers spot trading on the go.
Trading fees stay low even for small orders.
Pros & Cons (Bitpanda)
Bitpanda makes crypto investing easy. It charges no transaction fees for deposits and withdrawals.
- Zero transaction fees for deposits and withdrawals let you keep more of your bitcoin or ethereum.
- A payment card, like Visa, lets you spend crypto at stores, online, or at ATMs worldwide.
- No cons are listed, deposit and withdrawal fees stay at zero.
Uphold: Best for Long-Term Wealth Building
Uphold keeps your funds in a digital vault with 2FA and proof of reserves, so you can tend your BTC and ETH holdings with peace of mind. Try the demo account and spot trading tools to grow your crypto portfolio over the years.
Features & Description (Uphold)
Investors access a full view of assets and liabilities via real-time transparency on a public ledger. The platform started in 2015 and lists over 300 cryptocurrencies, 27 fiat currencies, and 4 precious metals.
It enforces anti-money laundering rules and two-factor authentication, and it shows proof of reserves.
Clients store funds in a built-in cryptocurrency wallet or in secure Vault self-custody, and they earn up to 28% APY through staking. The cryptocurrency exchange uses blockchain technology for spot trading, handles bitcoin and ethereum, and keeps trading fees and withdrawal fees clear.
Pros & Cons (Uphold)
Uphold suits long term wealth goals. Users see real proof of reserves in action.
- Low trading fees: Uphold charges 0.25 percent to 2.95 percent per trade. This rate holds true for spot trading of bitcoin, ethereum, and other tokens in fiat currencies.
- Multiple deposit methods: You can fund accounts with bank transfers, SEPA, Apple Pay, and credit or debit cards. Funding goes live fast, so traders start crypto trading without a wait.
- Robust security steps: Platform uses two-factor authentication and anti-money laundering checks under ONPCSB and ANAF rules. KYC processes guard your cryptocurrency wallet.
- Higher fees on some coins: Certain smaller assets carry steeper charges that exceed the usual rate range. Traders must watch costs on low-cap token swaps.
- No extra drawbacks: The platform lists no fees beyond the stated range. Users face no surprise withdrawal fees.
Eightcap: Best for Platform Variety
Eightcap stacks MetaTrader 4, MetaTrader 5, cTrader, and a paper trading module into one neat package with spot trading, futures trading, and automated scripts ready on your phone.
It feels like a Swiss Army knife for traders—flip ahead to find which tool fits you best.
Features & Description (Eightcap)
This platform hosts over 240 cryptocurrencies, including bitcoin (BTC) and ethereum (ETH). It stores funds in best-in-class cold storage and backs reserves with proof of reserves. The exchange integrates local banks for fiat currencies and supports multiple payment methods.
It enforces KYC, AML, and two-factor authentication to meet ONPCSB and ANAF rules. It uses DDOS protection to fight hacking threats.
A user-friendly interface caters to beginners and pros alike. Retail investors can try spot trading or step into futures trading with a demo account. Automated trading and copy trading work with trusted bots.
Educational resources cover decentralized finance, blockchain technology, and crypto portfolio management. The platform offers low trading fees and clear withdrawal fees. Customer support remains available 24/7 in multiple languages.
This makes it one of the best crypto exchanges in Romania, offering great platform variety.
Pros & Cons (Eightcap)
Eightcap runs in ten countries. It guards assets with offline cold storage and round the clock customer support.
- Wide support: It offers over 45 cryptocurrencies like bitcoin and ethereum for spot trading, margin trading and exchange traded funds that fit any crypto portfolio management style.
- Strong security: It secures funds with cold storage, ddos protection, two-factor authentication and hardware wallet options to fight theft and hacks.
- Regulated license: It holds a crypto asset service provider license in the Middle East, showing aml, kyc and regulatory compliance under onpcsb and anaf oversight.
- Global access: It serves ten countries and lets users buy bitcoin in Romania with local fiat currencies and payment methods.
- Hidden fees: It lacks clear trading fees or withdrawal fees, so traders need to check spot trading costs or futures trading rates before they deposit.
- New player: It struggles to match trust in bitcoin exchanges like gate.io and plus500.com, and it has limited proof of reserves or deep user feedback.
AvaTrade: Best for Secure and Regulated Trading
AvaTrade locks down your money with anti-money laundering checks, proof of reserves, and dual-factor login. It gives you a practice account, phone software, margin trading, and ddos protection for a smooth ride.
Features & Description (AvaTrade)
Regulated by national office for prevention and control of money laundering (ONPCSB) and national agency for fiscal administration (ANAF), this crypto platform meets strict aml and ctf rules.
It uses two-factor authentication (2fa), cold storage, and DDoS protection to protect user funds. The site shows proof of reserves to back bitcoin (BTC) and ethereum (ETH) holdings.
It asks users to pass KYC checks before spot trading or margin trading.
The platform supports Romanian leu (RON) plus other fiat currencies via bank transfer, debit card, and digital wallet payment methods. It lists clear trading fees and low withdrawal fees to reduce conversion costs.
Traders can try a demo account before placing real orders. Experts advise moving Bitcoin into a non-custodial cryptocurrency wallet or hardware wallet for extra security and privacy.
Pros & Cons (AvaTrade)
AvaTrade stands out for a secure and regulated trading platform. It links to local banks and cuts conversion fees on RON deposits.
- AvaTrade shows proof of reserves and follows strict regulatory compliance under ONPCSB rules.
- Platform secures assets in offline cold storage and enforces two-factor authentication (2fa).
- The exchange offers 24/7 multilingual customer support to tackle questions any day of the year.
- It lists over 45 cryptocurrencies, including bitcoin (BTC) and ethereum (ETH), for spot trading and margin trading.
- Site connects to local banks for direct RON deposits, so users skip conversion fees and pay low withdrawal fees.
- The broker runs anti-money laundering (AML) checks and KYC steps to help taxpayers satisfy ANAF reporting.
- AvaTrade provides a demo account, trading bots, and social trading tools like copy trading for new investors.
- No cons have been mentioned in official sources or user feedback so far.
Takeaways
Seven top exchanges power crypto trades in Romania by 2025. They keep fees low and lock accounts with two-factor authentication. Kraken, Binance and Coinbase lead in spot trading and futures trading.
Gate.io, eToro, Bitpanda and Uphold add RON options and staking. You can store coins in cold storage or use a noncustodial wallet. All run on distributed ledgers and follow ONPCSB rules under MiCA.
Now pick a platform and grow your crypto portfolio.
FAQs
1. What is the best way to pick a crypto exchange in Romania?
Look at trading fees, trading volume, payment methods, proof of reserves, and regulatory compliance. Think of it like choosing a store, you want fair prices, a clear layout, and strong locks on the door.
2. How do I buy bitcoin in Romania on a trading platform?
First, complete KYC with your ID. Then pick your fiat currencies and payment methods. Spot trading or a demo account can show you the ropes. Many retail investors trust bitcoin romania for its user-friendly interface and fast customer support.
Copy trading lets you mirror trades from top users in real time. Social trading adds chat rooms and group ideas. You can even test moves in a demo account, or set up trading bots to learn how experts play the market.
4. Can I do spot trading, margin trading, or futures trading on Romanian exchanges?
Yes, most crypto trading platforms offer spot trading, margin trading, leverage trading, and futures trading. You can watch live trading volume, place orders fast, and tweak your risks on the fly.
5. How safe are my coins on these platforms?
Cold storage and hardware wallets keep your keys offline. Exchanges show proof of reserves, run DDoS protection, use two-factor authentication, and follow anti-money laundering steps to guard your funds.
6. Who enforces anti-money laundering and tax rules here?
An AML watchdog tracks anti-money laundering, while a tax watchdog handles local VAT and income rules. They run KYC, fight money laundering, and review transactions to keep retail investors safe.
