As pet ownership continues to rise in the UK, so does the need for reliable pet insurance.
In 2025, pet owners have a wide range of options to choose from when it comes to insuring their furry companions.
This article will explore the top 20 pet insurance companies in the UK, providing an overview of their offerings, pricing, and unique features to help you make an informed decision.
Best Pet Insurance Companies in the UK for 2025
Check out the list of top 20 pet insurance companies in the UK:
1. Agria Pet Insurance
Agria Pet Insurance, founded in Sweden in 1890, began UK operations in 2009. It is a leading provider of pet insurance, focusing on lifetime coverage for pets.
The company’s mission is to provide the best care for pets and peace of mind for their owners.
Agria is known for its commitment to animal welfare, organizing charity events to support homeless animals.
| Feature | Details |
| Key Product | Lifetime pet insurance policies for dogs, cats, rabbits, and horses |
| Focus Area | Customer service and animal welfare, with a strong emphasis on providing lifetime coverage for pets |
| Website | https://www.agriapetinsure.ie |
Ease of Use
Agria offers a user-friendly online platform for policy management and claims submission. Their website provides detailed information about coverage options and pet care resources.
2. PetPlan
Petplan, founded in 1976 by Patsy Bloom and David Simpson, is the UK’s leading pet insurance provider with over 45 years of experience.
The company focuses on keeping pets healthy and their owners happy by offering comprehensive pet insurance policies.
Petplan covers unexpected illnesses, accidents, and injuries for dogs, cats, and rabbits, including hereditary and chronic conditions.
| Feature | Details |
| Key Product | Covered For Life policy |
| Focus Area | Customer service and providing extensive coverage options |
| Website | https://www.petplan.co.uk |
Ease of Use
Petplan offers a straightforward online quote process and easy policy management through their website and mobile app.
3. The Kennel Club
The Kennel Club, founded in 1873, is the oldest recognized kennel club in the world, dedicated to promoting the health and welfare of dogs.
Their mission is to make a positive difference for dogs and their owners. They have a long history of overseeing canine activities and supporting dog health initiatives.
The Kennel Club offers comprehensive pet insurance policies for dogs and puppies.
| Feature | Details |
| Key Product | Lifetime pet insurance policies for dogs and puppies |
| Focus Area | Ensuring the health and welfare of dogs through quality insurance products |
| Website | https://www.kcinsurance.co.uk |
Ease of Use
The Kennel Club provides an easy-to-navigate website with clear information about their insurance offerings and online quote tools.
4. ManyPets
ManyPets, originally founded in London in 2012 as Bought By Many, aims to provide accessible and comprehensive pet insurance.
The company has won multiple awards, including Pet Insurance Provider of the Year at the Moneyfacts Consumer Awards in 2021, 2022, and 2024.
ManyPets offers various coverage options and innovative features to enhance the pet insurance experience.
| Feature | Details |
| Key Product | Pet insurance for dogs and cats |
| Focus Area | Customer satisfaction and innovative service delivery |
| Website | https://manypets.com/us/ |
Ease of Use
ManyPets offers a user-friendly digital platform for policy management and claims processing, with a focus on simplifying the insurance experience for pet owners.
5. Everypaw
Everypaw is a pet insurance company that offers lifetime coverage for cats, dogs, and rabbits. It is a trading name of Pinnacle Insurance plc, established in 1971.
The company focuses on providing comprehensive pet insurance with a mission to ensure pets receive the best care possible.
Everypaw aims to process claims quickly, typically within three working days.
| Feature | Details |
| Key Product | Pet insurance, specifically lifetime policies |
| Focus Area | Providing comprehensive pet insurance and ensuring pets receive the best care possible |
| Website | https://www.everypaw.com |
Ease of Use
Everypaw provides a simple online platform for obtaining quotes and managing policies, with a focus on quick and efficient claims processing.
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6. Bought By Many
Bought By Many, founded in 2012, is an innovative pet insurance provider that uses technology to offer unique and flexible policies.
The company rebranded as ManyPets in 2021 but continues to operate under both names.
They are known for their customer-centric approach and for offering coverage for pre-existing conditions after a waiting period.
| Feature | Details |
| Key Product | Comprehensive pet insurance with coverage for pre-existing conditions |
| Focus Area | Innovative policies and customer satisfaction |
| Website | https://boughtbymany.com |
Ease of Use
Bought By Many offers a user-friendly digital platform for policy management and claims processing, with a focus on simplifying the insurance experience for pet owners.
7. Allianz Holdings plc
Allianz Holdings plc is a leading insurance company in the UK, offering a wide range of insurance products including pet insurance.
As part of the global Allianz Group, they bring extensive experience and financial stability to the pet insurance market.
Allianz is known for its comprehensive coverage options and high claim approval rates.
| Feature | Details |
| Key Product | Comprehensive pet insurance policies |
| Focus Area | Broad coverage options and financial stability |
| Website | https://www.allianz.co.uk |
Ease of Use
Allianz provides a straightforward online platform for policy management and claims submission, with dedicated customer support for pet insurance policyholders.
8. Admiral Group plc
Admiral Group plc, founded in 1993, is a UK-based insurance company that offers various insurance products, including pet insurance.
Known for their multi-pet discounts and 24/7 veterinary advice, Admiral provides both lifetime and time-limited cover options for cats and dogs.
| Feature | Details |
| Key Product | Multi-pet insurance policies |
| Focus Area | Competitive pricing and comprehensive coverage |
| Website | https://www.admiral.com |
Ease of Use
Admiral offers an easy-to-use online platform for quote generation, policy management, and claims submission, with a focus on providing a seamless customer experience.
9. RSA Insurance Group Ltd
RSA Insurance Group Ltd, with a history dating back to 1710, is one of the world’s longest-standing general insurers.
They offer pet insurance through various brands and are known for their comprehensive coverage options.
However, they do impose some restrictions on specialist veterinary referrals.
| Feature | Details |
| Key Product | Comprehensive pet insurance policies |
| Focus Area | Long-standing expertise in insurance |
| Website | https://www.rsagroup.com |
Ease of Use
RSA provides a digital platform for policy management and claims processing, though the user experience may vary depending on the specific brand through which the policy is purchased.
10. Tesco Pet Insurance
Tesco Pet Insurance, offered by the well-known UK retailer Tesco, provides various cover options for pets.
They are known for offering discounts to Clubcard members and providing multiple levels of coverage to suit different needs and budgets.
| Feature | Details |
| Key Product | Tiered pet insurance policies |
| Focus Area | Competitive pricing and Clubcard member benefits |
| Website | https://www.tescobank.com/pet-insurance |
Ease of Use
Tesco offers an online platform for quote generation and policy management, with integration into the broader Tesco ecosystem for Clubcard holders.
11. Direct Line
Direct Line, founded in 1985, is a prominent UK insurance company offering a range of insurance products, including pet insurance.
They provide both essential and advanced cover options for cats and dogs, with features such as multi-pet discounts and online claims submission.
Direct Line is known for its straightforward approach to insurance and customer service.
| Feature | Details |
| Key Product | Essential and Advanced pet insurance policies |
| Focus Area | Flexible coverage options and efficient claims processing |
| Website | https://www.directline.com/pet-insurance |
Ease of Use
Direct Line offers a user-friendly website with easy navigation for obtaining quotes, managing policies, and submitting claims online.
They also provide a mobile app for convenient policy management on the go.
12. Sainsbury’s Bank
Sainsbury’s Bank, launched in 1997, is the banking arm of Sainsbury’s supermarket chain. They offer pet insurance as part of their financial services portfolio.
Sainsbury’s Bank provides various cover options for cats and dogs, with additional benefits for Nectar card holders, such as discounts and reward points.
| Feature | Details |
| Key Product | Tiered pet insurance policies with Nectar rewards |
| Focus Area | Integration with Sainsbury’s ecosystem and customer loyalty |
| Website | https://www.sainsburysbank.co.uk/pet-insurance |
Ease of Use
Sainsbury’s Bank offers an intuitive online platform for quote generation and policy management, with integration into the Nectar rewards program for added convenience.
13. LV=
LV= (Liverpool Victoria), founded in 1843, is one of the UK’s largest insurance companies.
They offer both lifetime and time-limited pet insurance policies for cats and dogs.
LV= is known for providing online purchase discounts and 24/7 video consultations with vets, adding value to their pet insurance offerings.
| Feature | Details |
| Key Product | Lifetime and time-limited pet insurance policies |
| Focus Area | Comprehensive coverage with added-value services |
| Website | https://www.lv.com/pet-insurance |
Ease of Use
LV= provides a streamlined online experience for obtaining quotes and managing policies.
Their website offers detailed information about coverage options and the ability to make changes to policies online.
14. John Lewis Finance
John Lewis Finance, part of the John Lewis Partnership, offers pet insurance as part of its financial services.
They provide lifetime cover with flexible policy options and a 24/7 Vetfone helpline.
John Lewis Finance is known for its commitment to customer service, reflecting the values of the broader John Lewis brand.
| Feature | Details |
| Key Product | Lifetime pet insurance with flexible options |
| Focus Area | Customer service and comprehensive coverage |
| Website | https://www.johnlewisfinance.com/insurance/pet-insurance.html |
Ease of Use
John Lewis Finance offers a well-designed website with clear information about their pet insurance products.
They provide online tools for quote generation and policy management, with additional support available through their customer service team.
15. More Than
More Than, launched in 2001, is part of RSA Insurance Group. They offer various policy types for pet insurance, including lifetime and accident-only cover.
More Than is known for providing multi-pet discounts and a range of optional extras to customize policies according to individual needs.
| Feature | Details |
| Key Product | Variety of pet insurance policy types |
| Focus Area | Customizable coverage and competitive pricing |
| Website | https://www.morethan.com/pet-insurance |
Ease of Use
More Than provides a user-friendly online platform for obtaining quotes and managing policies.
Their website offers detailed information about coverage options and allows for easy comparison between different policy types.
16. Animal Friends
Animal Friends, founded in 1998, is a pet insurance provider with a unique mission to support animal welfare charities.
They offer a range of policies for cats, dogs, and horses, from basic accident-only cover to comprehensive lifetime policies.
The company is known for its commitment to donating a portion of its profits to animal charities worldwide.
| Feature | Details |
| Key Product | Varied pet insurance policies with charitable contributions |
| Focus Area | Animal welfare and affordable pet insurance |
| Website | https://www.animalfriends.co.uk |
Ease of Use
Animal Friends provides a straightforward online platform for quote generation and policy management.
Their website offers clear information about different policy types and the company’s charitable initiatives.
17. Healthy Pets
Healthy Pets, established in 1996, specializes in providing pet insurance for cats and dogs.
They offer multiple coverage options, including accident-only, time-limited, and lifetime policies.
Healthy Pets is known for its direct payment to vets and new customer discounts, making it an attractive option for first-time pet insurance buyers.
| Feature | Details |
| Key Product | Range of pet insurance policies with direct vet payments |
| Focus Area | Flexible coverage options and customer-friendly features |
| Website | https://www.healthy-pets.co.uk |
Ease of Use
Healthy Pets offers a user-friendly website with easy navigation for obtaining quotes and managing policies.
They provide online tools for policy comparisons and claims submission.
18. Vetsure
Vetsure, founded in 2009, is a unique pet insurance provider that works closely with a network of veterinary practices.
They specialize in lifelong cover policies with unlimited claims for unrelated conditions per year.
Vetsure’s close relationship with vets allows for streamlined claims processes and tailored policies.
| Feature | Details |
| Key Product | Lifelong pet insurance policies with vet network integration |
| Focus Area | Collaboration with veterinary practices and comprehensive coverage |
| Website | https://www.vetsure.com |
Ease of Use
Vetsure provides a comprehensive online platform for policy management and claims submission. Their website offers detailed information about their vet network and policy benefits.
19. Scratch & Patch
Scratch & Patch is a relatively new entrant to the UK pet insurance market, offering a fresh approach to pet coverage.
They provide various cover options for cats and dogs, with features such as multi-pet discounts and a 24/7 careline.
Scratch & Patch aims to simplify pet insurance with clear policy wording and flexible coverage options.
| Feature | Details |
| Key Product | Flexible pet insurance policies with clear terms |
| Focus Area | Simplifying pet insurance and providing excellent customer support |
| Website | https://scratchandpatch.co.uk |
Ease of Use
Scratch & Patch offers an intuitive online platform for quote generation and policy management.
Their website is designed to make understanding and choosing pet insurance policies as straightforward as possible.
20. Purely Pets
Purely Pets is a specialist pet insurance provider offering coverage for dogs and cats.
They provide flexible policies with online claims management and no upper age limit for pets.
Purely Pets is known for its 24-hour vet helpline and its commitment to making pet insurance accessible and easy to understand.
| Feature | Details |
| Key Product | Flexible pet insurance policies with no upper age limit |
| Focus Area | Specialized pet coverage and customer support |
| Website | https://www.purelypetsinsurance.co.uk |
Ease of Use
Purely Pets provides a user-friendly website with clear information about their policies and an easy-to-use online platform for quote generation and policy management.
Their online claims portal allows for efficient submission and tracking of claims.
Takeaways
The UK pet insurance market in 2025 offers a diverse range of options to suit various needs and budgets.
From well-established providers like Petplan and Agria to innovative newcomers like Scratch & Patch, pet owners have access to a wide array of choices.
Each company brings its unique strengths to the table, whether it’s Bought By Many’s coverage for pre-existing conditions, The Kennel Club’s focus on dog welfare, or Animal Friends’ commitment to charitable giving.
When selecting a pet insurance provider, it’s crucial to consider factors beyond just price.
Look at the comprehensiveness of coverage, claim limits, excess amounts, and additional benefits such as 24/7 vet helplines or direct vet payments.
As the pet insurance landscape continues to evolve, staying informed about new offerings and industry changes will help ensure you’re getting the best possible coverage for your furry friend.
