Search
Close this search box.
Search
Close this search box.

10 Student Insurance Plans in the UK for International Students: A Complete Guide

Student Insurance Plans in UK for International Students

Studying in the UK is a dream for many international students, but living abroad comes with its own set of challenges. 

From health emergencies to accidental damages and travel issues, having a robust student insurance plan can offer peace of mind while you focus on your education.

In this article, we explore the 10 best student insurance plans in the UK for international students, detailing their benefits, coverage, and why they are worth considering.

Whether you’re looking for health insurance or coverage for personal belongings, this guide has you covered.

Why Do International Students Need Insurance in the UK?

Before diving into the plans, it’s important to understand why insurance is essential for international students:

  • Health Coverage: The UK has the NHS (National Health Service), but international students may need additional private insurance for comprehensive care.
  • travel and Accidents: Insurance can cover unforeseen events like lost luggage, trip cancellations, or accidents during travel.
  • Personal Belongings: Many plans include protection for laptops, phones, and other valuables.
  • Liability Coverage: Some plans offer protection against accidental damages caused to third parties.

Now, let’s explore the top 10 options available.

1. Endsleigh Student Insurance

Endsleigh is one of the most popular choices among international students in the UK, offering tailored plans that cater specifically to students’ needs.

Key Features:

  • Coverage for laptops, phones, and other gadgets.
  • Accidental damage and theft protection.
  • Flexible plans that can include travel insurance and liability coverage.
  • Discounted rates for students.

Why It’s Ideal for International Students:

Endsleigh is designed with students in mind, providing extensive coverage for everyday risks at competitive rates.

Cost:

Plans start at approximately £8/month, with options to customize coverage.

2. Allianz Global Assistance Student Insurance

Allianz Global Assistance offers comprehensive international student insurance with a strong focus on health coverage and travel-related risks.

Key Features:

  • Emergency medical coverage, including repatriation.
  • Trip cancellation and interruption benefits.
  • Personal liability and accidental damage protection.
  • 24/7 multilingual assistance.

Why It’s Ideal for International Students:

With a global network and robust health insurance options, Allianz ensures students are covered for medical emergencies and travel disruptions.

Cost:

Plans start at around £15/month, depending on the coverage options selected.

3. AXA PPP Healthcare Student Plans

AXA PPP Healthcare is a trusted provider offering private health insurance plans specifically for international students in the UK.

Key Features:

  • Access to private doctors and specialists.
  • Coverage for hospital stays and diagnostic tests.
  • Mental health support included.
  • Fast-track appointments and second medical opinions.

Why It’s Ideal for International Students:

AXA’s plans provide access to private healthcare, reducing wait times and ensuring comprehensive medical care.

Cost:

Premiums vary but typically start at £20/month for basic plans.

4. Bupa Student Health Insurance

Bupa is known for its excellent healthcare services and offers student-specific plans that focus on health and wellness.

Key Features:

  • Comprehensive health insurance with GP access.
  • Coverage for hospital admissions and outpatient treatments.
  • Access to mental health and wellness programs.
  • Virtual consultations available 24/7.

Why It’s Ideal for International Students:

Bupa combines quality healthcare with student-friendly features, ensuring peace of mind during your studies.

Cost:

Starting at £25/month, depending on the coverage level.

5. Aviva Student Insurance

Aviva is another leading provider offering customizable plans that cater to a wide range of student needs.

Key Features:

Why It’s Ideal for International Students:

Aviva’s flexibility allows students to choose plans that fit their specific requirements and budget.

Cost:

Plans start at £10/month, with options to add extra coverage.

6. Cover4Students Insurance

Cover4Students is a budget-friendly insurance provider that offers essential coverage for international students.

Key Features:

  • Protection for personal belongings up to £10,000.
  • Optional gadget cover for phones and laptops.
  • Tenant liability coverage for accidental damages.
  • Travel insurance add-ons for trips outside the UK.

Why It’s Ideal for International Students:

Affordable yet comprehensive, Cover4Students is perfect for those on a tight budget who still want reliable protection.

Cost:

Premiums start at just £5/month, making it one of the most cost-effective options.

7. StudentSecure by HCCMIS

StudentSecure is a global insurance plan designed specifically for international students. It offers extensive medical and travel coverage tailored to student needs.

Key Features:

  • Emergency medical evacuation and repatriation.
  • Comprehensive travel insurance, including trip interruptions.
  • Mental health and prescription drug coverage.
  • 24/7 support for emergencies.

Why It’s Ideal for International Students:

StudentSecure’s global coverage ensures you’re protected both in the UK and during any international travel.

Cost:

Plans range from £12 to £30/month, depending on coverage levels.

8. NCI Student Insurance

NCI offers affordable student insurance with a focus on gadget and liability coverage.

Key Features:

  • Protection for gadgets like phones and tablets.
  • Tenant liability coverage included in standard plans.
  • Affordable premiums tailored for students.
  • Additional travel insurance options.

Why It’s Ideal for International Students:

NCI combines affordability with essential coverage, making it a practical choice for budget-conscious students.

Cost:
Plans start at £6/month.

9. Cigna Global Student Insurance

Cigna Global provides comprehensive health insurance plans for international students, focusing on medical care and wellness.

Key Features:

  • Access to private healthcare facilities in the UK.
  • Coverage for chronic conditions and mental health support.
  • Flexible coverage options to suit individual needs.
  • 24/7 customer support and online claim management.

Why It’s Ideal for International Students:

Cigna’s extensive network and wellness-focused plans make it a premium choice for students who prioritize health.

Cost:
Premiums typically start at £30/month, depending on coverage.

10. Allianz Care Student Plans

Allianz Care offers tailored plans for international students, combining health, travel, and personal liability coverage.

Key Features:

  • Full coverage for medical emergencies and routine care.
  • Travel insurance for trips outside the UK.
  • Coverage for personal belongings and liability.
  • Access to a global network of healthcare providers.

Why It’s Ideal for International Students:

Allianz Care provides a comprehensive package, ensuring you’re covered in all aspects of your student life.

Cost:

Starting at £25/month, with customizable options available.

Conclusion

Having the right insurance plan is crucial for international students studying in the UK. From health emergencies to protecting personal belongings, these 10 student insurance plans offer tailored solutions to meet your needs.

Whether you prioritize affordability, comprehensive health coverage, or gadget protection, there’s an option for everyone. Take the time to compare plans, assess your specific requirements, and choose a provider that offers the best balance of coverage and cost. 

With the right insurance in place, you can focus on your studies and enjoy your time in the UK with peace of mind.


Subscribe to Our Newsletter

Related Articles

Top Trending

franco brie copyright lawsuit together film
Franco & Brie Face Legal Battle Over Alleged ‘Together’ Script Theft
Historical Events and Famous People Born on May 14
Discover the Historical Events and Famous People Born on May 14
Zodiac May 14
May 14 Zodiac: Positive, Negative Traits and Characteristics of Taurus
Boston event planners
8 Event Planners In Boston Known For Creativity And Elegance
lainey wilson age
Lainey Wilson Age: A Look At The Country Singer's Life, Career, and More

LIFESTYLE

retirement cities in California
10 Best Retirement Cities in California for a Relaxed and Affordable Life
Mother's Day Around The World
Mother’s Day Traditions Around the World: Mother's Day 2025 Special
summer birthday party ideas
Creative Summer Birthday Party Ideas for Kids in 2025
May 6 Zodiac
May 6 Zodiac: Positive Traits, Compatibility and More about Taurus
self storage solutions for life transitions
How Self Storage Can Help During Major Life Changes (Divorce, Moving, etc.)?

Entertainment

franco brie copyright lawsuit together film
Franco & Brie Face Legal Battle Over Alleged ‘Together’ Script Theft
lainey wilson age
Lainey Wilson Age: A Look At The Country Singer's Life, Career, and More
Duke Dennis Age
Duke Dennis Age: Twitch Streamer's Height and Other Details Explored
Cannes Naked Dress Ban Red Carpet Fashion
Cannes 2025 Bans Naked Dresses: What It Means for Red Carpet Fashion
big meech net worth
Big Meech Net Worth: Breakdown of The Drug Dealer's Income

GAMING

Gaming and Cognitive Skills
Gaming and Cognitive Skills: The Science Behind How Games Boost Your Brain
Hardest Boss Fights in Gaming
The Hardest Boss Fights in Gaming History (Ranked)
Avoid Getting Tilted in Competitive Gaming
How to Avoid Getting Tilted in Competitive Gaming?
Bingo Games
Are Live Bingo Games Still Popular?
Reduce Input Lag for a Smoother Gaming
How to Reduce Input Lag for a Smoother Gaming Experience?

BUSINESS

Can ADA Continue
Can ADA Continue to a $100 Level?
Eco-Friendly Plumbing Companies That Save Water and Energy
10 Eco-Friendly Plumbing Companies Helping You Save Water and Energy Efficiently
legacy shave net worth
Legacy Shave Net Worth: What Happened After Shark Tank
Crypto Facto Fintechasia Net
Crypto Facto Fintechasia Net: Unveiling The Latest Trends In Fintechasia
best emergency plumbing companies in UK cities
Top 10 Emergency Plumbing Companies in UK Cities for Quick Solutions

TECHNOLOGY

How to Change Snapchat AI Gender
How to Change Snapchat AI Gender: An Easy 5-Step Guide
Promote Your NFT Project
10 Best Ways To Promote Your NFT Project And Gain Visibility
Sensor Technology in New Zealand Farming
How Sensor Technology is Enhancing Farm Efficiency in New Zealand
Best gaming video editing software
How to Edit Gaming Videos Like a Pro: Top Software & Tips?
AI NPCs
The Rise of AI NPCs: Will They Replace Real Players?

HEALTH

Gaming and Cognitive Skills
Gaming and Cognitive Skills: The Science Behind How Games Boost Your Brain
Yimusanfendi
7 Incredible Benefits of Yimusanfendi Meditation and Possible Side Effects
Connection Between Hydration and Urinary Health
The Connection Between Hydration and Urinary Health
Neuralink Brain Implant Patient Regains Speech
Neuralink Brain Implant Helps ALS Patient Regain Speech with AI Support
Wegovy for Weight Loss
Wegovy for Weight Loss: Is It Worth Buying Online?